Should I File A Claim To Repair Cracked Windshield

Getting repairs for a chipped or cracked windshield is a cakewalk when you lot accept comprehensive coverage from GEICO machine insurance.*

"Our customers are delighted that we offering windshield repair service to them at no charge," says John Little, an assistant vice president at GEICO. "With comprehensive coverage on your policy, we waive the deductible for damage that can exist repaired."

If you have a modest chip, nick or scissure in your windshield, we can ship a professional repair technician to your home or function. Merely give us a call or log into the GEICO Mobile app and we'll brand all the necessary arrangements.

"Repairing the windshield protects its structural integrity," says Piffling. "It is important to have the harm repaired as quickly as possible to prevent the chip or crack from spreading." Chips must be smaller than a quarter, and cracks must exist smaller than a dollar bill to be repairable.

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Why Use GEICO's Windshield Repair?

It'due south convenient. You don't accept to have time off piece of work or hire a car while the windshield repair is beingness completed. A technician will come to your dwelling or place of work and practice the repair on the spot.
Information technology's quick. The windshield repair is washed while you wait. In nearly cases, that means approximately 30 minutes.
It'due south inexpensive. The deductible for windshield repair is waived if you carry comprehensive coverage.
You can avert other problems. Replacing a windshield, instead of repairing it, involves breaking the original manufacturing plant seal. That tin make the area around the windshield more prone to leaks, which can lead to additional issues.
You tin help protect the environment. Because a layer of laminate is fused to windshield glass, information technology'south more difficult to recycle. Past repairing your existing windshield, disposal isn't an issue.

"Start time using online service and fabricated a claim to accept my windshield replaced. After a terrible day, using this claims service online that was elementary, fast and piece of cake, it really made things a lot amend and weight has been lifted off my shoulders. I'thou thrilled to know in addition that I am covered, with service coming to my abode. With a new baby coming in just a couple of weeks I didn't recall I'd be able to afford a replacement. I'g happy to know my family will exist safe and I don't take to worry. So very grateful for this wonderful service."

— Heather C. from New York

Beware Fraudulent "Drinking glass Repair Technicians"

Filing a glass merits with your insurer may seem similar a hassle, merely information technology's better than trusting someone else to do information technology.

macro shot of a rock chip on windshield

When it comes to repairing or replacing your car's windshield, ethical service contractors will look you lot to file the merits yourself. Other contractors, sometimes chosen "glass repair technicians," may try to get you lot to sign an Assignment of Benefits (AOB) form and then they can file the claim on your behalf. Their resulting actions can make your personal information vulnerable and lead to an increase in your premium.

What does a Glass Repair Technician do?

A Glass Repair Technician is a contractor who approaches you and says that they can take care of your machine's glass issues on your behalf. They often approach you lot at gas stations, car washes, or other public spaces where they tin encounter your car. To take legal ownership of your claim, they have yous sign an AOB form and collect your personal information without fully explaining what they're doing. On the surface, it looks like they solicit your insurance information, fix your vehicle, and collect money from GEICO without much effort on your part.

What'southward the catch?

You lot're providing your contractors with the dominance to charge the insurance company any they want under your name. Those high costs may not come from your pocket, but they could increment your premium rates when your business relationship lists an overcharge. In addition, when you sign your claim over to a contractor, yous're providing them with your sensitive personal information. This tin can lead to an abuse of your personal information and potential identity theft. Not all contractors participate in this fraudulent action, merely information technology's not worth the chance.

What should I do instead?

If your vehicle's glass is damaged, y'all can report your drinking glass claim online, via the GEICO Mobile app, or by calling 1-800-510-2291. GEICO recommends the reputable machine glass experts at Safelite, but yous have the ability to choose other repair service shops with your policy.

*Some coverages and features are not bachelor in all states, in all GEICO companies, or in all situations.